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Loans and Credit

With Centennial Bank, you have a wide variety of mortgage loan options. Our loan team will work with you to help you select the mortgage plan that best meets your needs. We want you to understand the unique advantages each type of home mortgage loan offers. If you need a home loan or mortgage financing, let Centennial Bank shine some light on your options.

Mortgage Checklist
There are a number of items you will need to bring with you when you meet with your mortgage loan professional in order to proceed with your loan application process. Please use the list below as a guideline for items you may be asked to provide:

Photo ID

Social Security Number

Residence Address for past two years

Your W2s for the past 2 years

Copy of your most recent pay-stubs covering 30 days with year to date total

Copy of your last 2 months bank statements for all accounts, including investment accounts along with the address and account numbers

Copy of your last 2 years corporate tax returns, signed and dated, including all schedules (if applicable)

Balance and monthly payment for all of your current loans and the lender's name

If self employed - last two years' personal tax returns, signed and dated, including all schedules and K1’s

Loan information and address of real estate owned

Copy of Offer and Acceptance contract signed by all parties with a copy of the earnest money check if applicable

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