HOME BANCSHARES INC. PRIVACY NOTICE
This is the privacy notice of Home BancShares, Inc. (HBI)
and its affiliates. For a complete listing of Home BancShares, Inc.
affiliates, see addendum at the end of this notice or go to our website
at www.homebancshares.com.
From the time it was founded, Home BancShares, Inc. and
its affiliates have always highly valued its customers’ privacy. We have
protected your confidential information in many ways over the years, and
will continue to do so using state-of-the-art measures. We never lose
sight of the fact that our customers’ trust is our most valuable asset.
You may be assured that our corporate focus is the protection of your
privacy in your dealings with us. If you ever have any questions about
the confidentiality of your information in our hands, please contact us.
Every day, we appreciate your business. Thank you for banking with Home
BancShares, Inc. and its affiliate of your choice.
We collect nonpublic personal information about you from
the following sources:
- Information we receive from you on applications or other
forms you provide to us;
- Information about your transactions with us, our affiliates,
or others;
- Information we receive from a consumer reporting agency; and
- Information we receive from third parties in verifying
information you have provided to us.
We do not disclose any nonpublic personal information
about our customers or former customers to anyone, except as provided by
law. We may disclose our transaction and experience-based information
about our customers and former customers to our affiliates provided that
the affiliate may not use the information for a marketing purpose.
We restrict access to nonpublic personal information
about you to those employees who need to know that information to
provide products or services to you or to process transactions to your
accounts. We maintain physical, electronic, and procedural safeguards
that comply with federal standards to guard your nonpublic personal
information.
What You Can Do To Protect Your Own Personal Information
We also recommend that you take the following
precautions to guard against the disclosure and unauthorized use of your
account and personal information:
Never provide personal information (Including full Social
Security numbers or account and credit card information) over
the phone unless you have initiated the call and know with whom
you are speaking or via e-mail;
Safeguard ATM, credit and debit cards;
Memorize personal identification numbers (PINs) and refrain
from writing PINs, Social Security numbers or credit card
numbers where they may easily be found;
Immediately change preassigned PINs to a personally
memorized PIN;
Do not use easily identifiable numbers such as birth dates,
addresses, phone numbers or Social Security numbers when
choosing your PIN;
Store cancelled checks, new checks and account statements in
a safe place;
Tear up or shred unused preapproved credit offers; and
Report lost or stolen checks, credit and debit cards
immediately.
You may contact the following agencies if you wish to
reduce the amount of advertising you receive from companies outside of
Home BancShares, Inc.:
- To have your name removed from all preapproved credit
solicitations lists, you may call the credit reporting industry
Pre-screening Opt-Out number at 1-888-5OPTOUT (567-8688).
- To have your phone number added to the National Do Not Call
Registry, you may call 1-888-382-1222 or register on-line at
www.fcc.gov/cgb/donotcall.
While this may stop most calls, you may still receive calls from
businesses where you are a customer.
In order to determine if you have been a victim of
identity theft, you may obtain a free annual credit report online at
www.annualcreditreport.com.
Please contact a loan officer at your Home BancShares, Inc. affiliate
bank for assistance in reviewing your personal credit report.
ADDENDUM:
Bank of Mountain
View – Mountain View, AR
Centennial Bank
– Little Rock, AR
Community Bank –
Cabot, AR
Community
Insurance Agency, Inc.
First State
Insurance Agency, Inc.
Grand Prairie
Title Company
Lonoke Abstract
Company
First Data
Solutions, Inc. – Conway, AR
First State Bank
– Conway, AR
Marine Bank –
Marathon, FL
Twin City Bank –
North Little Rock, AR
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